Question 1

Can I get a car loan with bad credit?

Accepted Answer

Yes! We specialize in helping people with bad credit, no credit, or challenging credit situations get approved for auto financing. Our network of dealers works with all credit types.

Question 2

Do I need to provide my Social Security Number?

Accepted Answer

No SSN is required to start the pre-qualification process. You can check your options in just 60 seconds without impacting your credit score.

Question 3

How quickly will I hear back?

Accepted Answer

Most applicants hear back from a financing specialist within a few hours. HOT leads (urgent timeline with down payment ready) typically receive the fastest response.

Question 4

Is there a down payment requirement?

Accepted Answer

Down payment requirements vary by dealer and your specific situation. Having a down payment can improve your approval odds and terms, but many dealers offer $0 down options.

Question 5

What types of vehicles can I finance?

Accepted Answer

Our dealer network offers a wide selection of new and used vehicles including sedans, SUVs, trucks, and more. Availability varies by location.